IBR INFO

Help Is here

Income based repayment plans is what you're here for and we can point you in the right direction. If you're repayments are too high for your student loan, you may want to visit this link:

https://studentaid.gov/manage-loans/repayment/plans/income-driven

For those of you who are not familiar with income based, or income driven repayment plans is where you repay your loan as a percentage of your current income. This makes it more sustainable and you can live a more normal life.

The IRS Data Retrieval Tool is Back Up for Student Loan Borrowers

Good news, if you are a student who has a loan to repay you can now use the IRS Data Retrieval Tool (DRT) which automatically transfers your tax information into the online application for income-driven repayment (IDR) plans.

Learn more here: https://studentaid.gov/resources/irs-drt-text

Public Service Loan Forgiveness (PSLF)

If you work for a non profit, or the government you may be eligble for the Public Service Loan Forgiveness (PSLF). Just worth noting.