GazelleLoans Review 2022 | Fees, Complaints & More

Finding the right loan terms can get confusing. GazelleLoans offers a friendly and innovative experience designed to help borrowers meet different lenders easily. This short guide examines their services, loan application process, fees, and repayment terms.

What is GazelleLoans?

GazelleLoans is a convenient, quick, and free option for finding personal loans through a dedicated and extensive network of lenders. You can get a loan of up to $5,000 from their funding portal. The best part is that you can get a loan from anywhere as long as you have a viable internet connection. This Delaware-based loan aggregator helps people borrow for any reason – emergency, large purchase, personal or family.

What services do they offer?

GazelleLoans is not a standalone loan provider. They are an online portal that helps consumers examine a wide array of personal loan options in a simple and easy manner from the comfort of their homes. They help connect borrowers with lenders for free. In most cases, loans are disbursed in a single business day.

There are different lenders on the GazelleLoans portal. The portal mainly offers personal installment loans which makes it important for you to check the APR and repayment terms. You will not be able to take out a loan for more than $5,000. In general, the loan repayment period is not more than 6 months

The need for financial assistance can create a stressful situation in personal and family lives. GazelleLoans can help if you want a loan for the following reasons:

  • Home improvement
  • Emergencies
  •  Debt consolidation
  • Vacation
  • Medical purposes
  • Vehicle repairs
  •  Taxes
  • Wedding
  • Major expense
  • Rent or mortgage payment

A personal installment loan can be an easy and quick way of meeting your financial needs. As a network aggregator for lenders, GazelleLoans can help you connect with lenders who can give you the loans you require.

How does GazelleLoans work?

GazelleLoans makes it simple for consumers to apply. However, it’s important to understand that you are not applying for a loan from GazelleLoans. Instead, you are filling out a universal application that GazelleLoans will send to multiple lenders. You will receive quotes from these lenders, giving you a good number of choices.

Unfortunately, consumers are kept totally in the dark about the fees, rates, and loan terms while applying. This is because each lender has their own unique terms and repayment options. You can get your lending needs funded quickly from this portal. It’s critical to understand that while few lenders will offer reasonable time frames depending on the type of loan, most offer 6 months or less as repayment period.

Requirements to Get a Loan through GazelleLoans

Every lender has their own individual requirements and eligibility criteria. However, to apply for a loan through GazelleLoans, you need to meet the following universal criteria:

  • At least 18 years or older
  • Legal US citizen or a Green Card holder (permanent resident)
  • Valid Social Security number
  • Some form of regular income, whether self-employed or through full-time employment
  • You may need a valid checking account for loan disbursal

Meeting these eligibility criteria doesn't necessarily guarantee loan approval, but it can significantly increase your chances.

Applying for the loan

There is a short and secure application form on the website. You will be asked the loan amount, purpose of loan and your zip code. The next page of the form will require your name, address, and age. You will be asked the length of time spent at the present address to ensure you are a credible borrower.

Other information asked include the following:

  • Whether you are a homeowner
  • Whether you are on active military duty
  • Whether you own a car

A typical question asked by GazelleLoans is whether you have more than $10,000 on your credit cards. The next step of the application form involves providing your contact information, including phone number and email address. GazelleLoans leaves the Social Security number and checking account details for the last step.

You will also have to enter your state ID or driver’s license details. Make sure you have all these details ready before you begin the application process. The funding portal prides itself on providing pre-qualified loan options. They will connect you with lenders based on the information provided, which makes it necessary that all information you provide is correct.

In most cases, the lending options are sent on the same business day. If you act quickly, you can have the money you need within one business day. This makes GazelleLoans a convenient and quick funding portal for personal loans between $100 and $5,000. The best part about GazelleLoans is that you are not restricted to certain fees or terms since there is a large number of lenders on the portal.

Rates and fees

There is no additional fee charged by GazelleLoans. Rates are determined by the lenders. Most personal installment loans offered on the portal carry an APR between 5.99% and 35.99%, which depends on your individual credit score and source of income.

Repayment terms

Loan terms can vary between 90 days and 24 months. In most cases, the repayment period is not more than 6 months. Remember, GazelleLoans is not a loan provider, but a loan aggregator. Repayment and all other terms will be decided by the individual financier you deal with.

Pros & Cons


  • Access to multiple financiers through a single application form
  • Free loan searching service
  • Apply for a loan in minutes
  • No waiting time
  • Easy online form that can be completed in minutes


  • Loan terms are not divulged unless you apply
  • Maximum borrowing amount is $5,000


What types of loans does GazelleLoans offer?

Three distinct types of loans are offered by lenders on GazelleLoans – bank personal loans, personal installment loans, and peer-to-peer loans. GazelleLoans doesn’t make any loan offers.

What can I do to qualify for a loan?

You should meet the minimum eligibility requirement of GazelleLoans to qualify for the application process. The funding portal will connect you only with lenders that have pre-approved the loan amount and repayment terms. Higher credit scores and monthly income help with loan approval.

Will my credit score be pulled?

Your credit score will be pulled by GazelleLoans and any other lender on the network. There may be a soft pull or a hard one. This can impact your credit score negatively since there is a high possibility of multiple credit pulls.

How much money can I get through GazelleLoans?

You can request for $100 to $5,000 on the GazelleLoans portal. The approval of the loan amount will depend on multiple factors – credit history, monthly income, age, and repayment terms, among others. There are multiple lenders on the portal with a wide array of loan products. The amount of loan and APR can only be determined once you apply.

How long till I get my loan?

It takes a few minutes to complete the online form. The loan request can be approved within minutes. You may get the funds in your checking account by the end of the next business day after you have signed the loan agreement. The time it takes for you to receive the loan amount depends on the lender’s deposit process.

About the author Greg Lorenzo

Greg is a financial expert who has been advising his audience on loans for over 10 years. He has a wealth of knowledge and experience in the area, and he is passionate about helping people get the best possible deal on their loans. Greg is an expert in negotiating loans, and he has a proven track record of getting his clients the best possible terms. He is also a strong advocate for financial literacy, and he regularly gives workshops and seminars on the topic.

Leave a Reply

Your email address will not be published. Required fields are marked

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}