Take our IBR survey, win a prize!

Income-Based Repayment (IBR) Survey and Raffle

We want to hear about your experiences with Income-Based Repayment (IBR)! It’s been more than six months since IBR became available, and we want to know how it’s working for people so far. Your feedback about the application process, your lender’s handling of IBR, and other issues will help us improve IBRinfo.org and keep working to make IBR and Public Service Loan Forgiveness as useful and accessible as possible.

To thank you for your participation, we’ll be giving away $50 Amazon.com gift cards to 10 randomly selected survey respondents. You do not need to have applied for IBR or be using IBR to take the survey, but you do need to complete the survey to be in the running for a prize.

Take the survey

 

New Official FAQs

The U.S. Department of Education recently posted in-depth Q&As on both Income-Based Repayment (IBR) and Public Service Loan Forgiveness (PSLF) to their website. While some of the topics are also covered in our FAQ, we highly recommend that you read the Department’s as well if you have any questions about IBR or PSLF. We strongly encouraged the Department to provide this important information, and we’re very pleased that clear and thorough official answers to common questions are now available.

We've also updated IBRinfo's FAQ page to reflect the most current information available about IBR and PSLF.

Read the Department of Education's IBR FAQ

Read the Department of Education's PSLF FAQ

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How to switch to the Direct Loan program

If your federal loans are in the Guaranteed (FFEL) program — where your lender is a private entity like Sallie Mae or Citibank — you can consolidate into the Direct Loan program to qualify for Public Service Loan Forgiveness. Even if you have already consolidated your loans in the FFEL program, you may re-consolidate into the Direct Loan program to take advantage of this program.

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