REPAYE Now Available | Help Us Celebrate a Decade of Fighting for Low-Income Students

New Income-Driven Repayment Plan Now Available for ALL Federal Direct Student Loan Borrowers: REPAYE Caps Payments at 10% of Income

Today, the newest income-driven repayment plan, Revised Pay As You Earn (REPAYE), became available to anyone with federal Direct student loans. Borrowers are now able to cap their monthly payments at 10% of their discretionary income, regardless of when they borrowed. Our latest blog post has more information about REPAYE and how to apply.

Read the blog post

Happy Holidays from TICAS! is an initiative of The Institute for College Access & Success (TICAS), and we're excited to be celebrating 10 years of fighting for low-income students and struggling borrowers.

We realize that many of you are struggling to make ends meet, but if you are making year-end gifts, small donations make a big difference in our fight to reduce the burden of student debt: please consider a $10 tax-deductible donation to TICAS today.

Donate early and DOUBLE your impact! The first $1000 we receive through December will be matched dollar-for-dollar. Visit to make your annual gift today.

Thanks for speaking out when it matters and giving when you can. Please spread the spirit of the holidays by forwarding this email to friends and family, or sharing on Facebook and Twitter.

Income-Based Repayment and Pay As You Earn are two ways to help keep monthly payments affordable based on your income and family size. Visit the Department of Education’s Repayment Estimator to find out what your payments might be.

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