Take Action to Help Improve Income-Based Repayment!

Income-Based Repayment (IBR) has helped hundreds of thousands of federal student loan borrowers lower their payments and stay on track. But, it doesn't always work as well as it should.

The U.S. Department of Education is seeking feedback on proposed rules to make IBR and related repayment plans more accessible and easier to use. These rules would also simplify the process for discharging loans for borrowers who become totally and permanently disabled.

Many of the proposed rules are real improvements, but others don't go far enough. At TICAS and our Project on Student Debt, we've been working closely with student and consumer advocates to keep borrowers' needs front and center throughout this regulatory process.

Now it's your chance to weigh in - use your voice to help make it easier for borrowers to manage their federal student loans. But, you only have until Thursday, August 16th!

Let the Department know that the proposed rules must go even further to ensure that federal student loan payments are fair and manageable.

Click here to make your voice heard!

Income-Based Repayment and Pay As You Earn are two ways to help keep monthly payments affordable based on your income and family size. Visit the Department of Education’s Repayment Estimator to find out what your payments might be.

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